As co-founder of NaviPath Financial, my goal is to help clients Navigate their unique Path to financial independence. Growing up in a family of dentists and marrying into a family of business owners I have seen firsthand the many successes and struggles which take place throughout their careers. As a result of these experiences and our passion for their work, at NaviPath Financial, we work with many professionals in the dental, medical and business owner space. We also advise many individuals in their respective careers.
My hope is that by educating clients and giving them the tools to understand their comprehensive financial picture, I can build long term trust and lasting relationships that will help pursue their goals. The goal of our practice is to be accessible, dedicated to your success and non-judgmental. We welcome the opportunity to connect and discuss your financial goals. For business owners: My team offers business planning and bench marking strategies designed to help increase the business value and to protect the most important assets of the business. I have experience with the design and implementation of qualified and non-qualified compensation plans that can help attract, retain and reward key employees.
For individuals and families: My team offers tax sensitive investment advice, portfolio evaluations, retirement forecasting, estate planning, insurance reviews and cash flow management strategies. I have been in the financial services industry since 2004 and registered since 2006. I hold a Series 7, 65 and 63 licenses along with life, health and long-term care insurance licenses. As a native of the Charlotte area and after 11 years working in New York City, I decided to move my family home to launch my financial planning practice and NaviPath Financial.
I am actively involved in the UNC Charlotte Belk College of Business Alumni Council and Pi Kappa Phi. I currently live in Belmont, NC, with my wife and two young children.
Ryan Whitley, CFP® has been in the financial services industry since 2005. Prior to starting NaviPath Financial, he spent 10 years working with clients at multiple career financial planning firms. Noticing a transition in the industry, away from product and towards true independent planning, he felt the need to structure his firm to most benefit his clients, thus NaviPath Financial was born.
Growing up in a family of business owners and marrying into a family of dentists and medical professionals, Ryan has seen firsthand the challenges busy professionals face when it comes to managing their finances. Planning and practice management are at the core of his business. Ryan’s ultimate goal for his clients is to lessen their financial burdens and reduce stress around money.
A veteran investor, Rick joined RFG in 2016 to build an institutional-caliber, client-focused investment platform. Recognizing that foundations and family offices often enjoy a significantly higher level of access and sophistication around portfolio management, Rick designed an investment program focused on bringing that level of service to you. He works one-on-one with our Advisors and their clients to construct customized portfolios that help meet their goals, as defined by their definition of success. There is no one-size-fits-all approach.
Prior to joining RFG, Rick spent 12 years at Bain Capital Credit where he rose through the ranks to become Executive Vice President, Head of Fixed Income Consumer Investments and Assistant Portfolio Manager. Rick played an instrumental role in helping Bain grow to become a global investment powerhouse, serving client assets in excess of $30 billion.
Managing portfolios through the volatile markets of 2001 and 2008, Rick experienced firsthand the importance of portfolio diversification and the tradeoffs between risk and portfolio return. He applies those lessons learned to managing our clients’ money today.
Rick graduated from Harvard University, Magna Cum Laude, in Applied Mathematics & Economics. He is also a Stanford Graduate School of Business MBA and was awarded Henry Ford II Scholar for highest academic achievement in his MBA class.
As an independent advisor, we are empowered to serve our clients in-line with our values and our vision. So we’ve partnered with RFG, an innovative turnkey platform engineered specifically to support independent financial advisors like us. RFG handles much of the critical behind-the-scenes support required to run our successful business so that we can spend our time doing what we love — serving you, our clients.
Here at NaviPath Financial, we seek to serve each and every client as an individual who matters. Contact us today!